Credit Checks

CREDIT CHECK

Identifying information including your personal details, previous details. It shows debt that you have incurred mainly credit card debt, mortgage and car payments, other loans and your payments employing a person with undisclosed credit history could place your business at risk incurring unnecessary costs.

FSA has collaborated itself with reputable Credit bureaus in South Africa:

Compuscan

Transunion

Experian

XDS

 

CREDIT CHECK

Examples of a consumer credit check returning the information below:

Defaults and judgments

Current and previous employment history

The marital status will be as stated

Notices which are court judgments, Sequestration orders and administration orders

Current validated Banking details

ID Number provided is valid and belongs to candidate

Confirmation of address stated is current and correct as well as the property stated is owned by the candidate

 

COMPRHENSIVE CREDIT 

Combined credit reports will be a detailed report from:

Transunion, Compuscan, Experian, XDS

 

COMPANY CREDIT CHECKS 

Provided below is the company credit standing information regarding business stability of a company by vetting the following:

Enquiry History Check

Deeds stated on file Check

Bank File Check

Trade Stated On File Check

Statutory Detailed On File Check

Subject Default Check

Principle Detail Check

 

CONSUMER TRACE 

Consumer tracing allows businesses to trace defective payers, tracking of defective payers, trace non payers this allows businesses to safeguard themselves from risks and losses, allowing your business to grow and prosper.

Consumer Trace provides you detailed information which includes.

Employment detailed history

Address detailed history

Contact numbers history

SEQUESTRATION 

Sequestration checks confirm acknowledgement of candidate being insolvent

This consumer check is for a particular organisation who intends to hire a candidate which may be entrusted with handling the finance of an organisation.

 

GROSS INCOME PREDICTOR  

This check allows you to see the predicted gross monthly income of an applicant

Salary Bracket

Predicted Income

A level of confidence of the income prediction of an individual